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Enterprise and Society Advance Access originally published online on June 21, 2007
Enterprise and Society 2007 8(3):747-749; doi:10.1093/es/khm062
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Copyright © The Author 2007. Published by Oxford University Press on behalf of the Business History Conference.

Rowena Olegario. A Culture of Credit: Embedding Trust and Transparency in American Business

Rowena Olegario. A Culture of Credit: Embedding Trust and Transparency in American Business. Cambridge, Mass. Harvard University Press, 2006. vii + 274 pp. ISBN 0-674-02340-4, $39.95 (cloth)

The first 10% of the full text of this article appears below.

Rowena Olegario has written a narrative about the importance of information in the development of the U.S. economy by exploring the development of mercantile agencies, organizations that pioneered the practices of credit evaluation and reporting in nineteenth-century America. The main argument throughout the book is that the establishment of credit evaluation and reporting moved business behavior from behind a veil of secrecy and institutionalized a culture of transparency throughout the economy. Mercantile agencies accomplished this transformation by commodifying credit . . . [Full Text of this Article]

Lynne Moulton

State University of New York, Brockport


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