Enterprise and Society Advance Access originally published online on January 13, 2009
Enterprise and Society 2009 10(1):230-232; doi:10.1093/es/khn112
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John E. Murray. Origins of American Health Insurance: A History of Industrial Sickness Funds
John E. Murray. Origins of American Health Insurance: A History of Industrial Sickness Funds. New Haven, CT: Yale University Press, 2007. xi + 312 pp. ISBN 978-0-300-12091-2, $40.00 (cloth).
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John E. Murray's Origins of American Health Insurance concerns a little-known precursor to commercial health insurance, the "industrial sickness funds" of the book's subtitle. This well-researched book makes a compelling case for the importance of these funds in shaping the American health insurance system as we know it. Murray argues that the success of sickness funds during the early twentieth century helps to explain why European-style universal health insurance does not exist in the United States.
In 1915, industrial sickness funds
Institute for Applied Economics and the Study of Business Enterprise, Johns Hopkins University